Hi. My name is Ryan Hinchey. I am a variable annuity consultant. Annuities are complicated. I help people make sense of them.

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What Exactly is Variable Annuity Hedging?

Hedging is a term thrown around when discussing variable annuity manufactures.  But unless you work in the biz, there’s a lot of confusion and misconceptions about hedging, how it works, and what the goals are.  In this article, I attempt to explain the basics to the layman.  

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