Hi. My name is Ryan Hinchey. I am a variable annuity consultant. Annuities are complicated. I help people make sense of them.

Check out my new site: www.NoBullAnnuities.com

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Many fee-based advisors continue to shun annuities, finding them too complex or too costly. Many consumers, no doubt, feel the same. The industry must still contend with what many have dubbed the “annuity puzzle,” or the lack of popularity of annuities despite the economic arguments in their favor.

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