Hi. My name is Ryan Hinchey. I am a variable annuity consultant. Annuities are complicated. I help people make sense of them.
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Catching Elephant is a theme by Andy Taylor
This graph illustrates the yield a 65 year old would receive when investing in a Single Premium Immediate Annuity (SPIA) with a 10 year guarantee period. Since the product pays out for as long as the individual is alive, the yield increases as the individual lives to an older age.
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