Hi. My name is Ryan Hinchey. I am a variable annuity consultant. Annuities are complicated. I help people make sense of them.

Check out my new site: www.NoBullAnnuities.com

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Most Investors Clueless on Annuity Guarantees

According to this study by Allianz, only 27% of those surveyed know about variable annuity innovations made in the last 10 years.  Rather, they base their view on research that was done 10 - 20 years ago.  Scary!

There is much education that needs to be done to help the american public make informed decisions on meeting their retirement needs.

Is a ‘Two-Cylinder’ VA Better Than a Single?

Is a 'Two-Cylinder' VA Better Than a Single?

My latest article on current VA trends was published as this week’s cover story at Retirement Income Journal.  If you’d like a copy of the article, just send me a note (Click on the “email me” button on the left).