Hi. My name is Ryan Hinchey. I am a variable annuity consultant. Annuities are complicated. I help people make sense of them.

Check out my new site: www.NoBullAnnuities.com

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Is a ‘Two-Cylinder’ VA Better Than a Single?

Is a 'Two-Cylinder' VA Better Than a Single?

My latest article on current VA trends was published as this week’s cover story at Retirement Income Journal.  If you’d like a copy of the article, just send me a note (Click on the “email me” button on the left).

Big Annuity Players are Thinking Outside the Box for Capital Relief

Some of the big annuity players are so determined on getting government funding that they have taken on a new attitude: if the treasury won’t change their eligibility criteria then we will change our company to meet the criteria.